/house-solid%20copy.svg "Care Source Solutions Logo"){kind=small}
LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Simple Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.00
$12.30
$12.60
$13.20
$13.50
$14.10
$14.70
$15.00
$15.60
$16.20
$17.10
$18.90
$19.80
$20.70
$21.60
$22.80
$24.00
$24.90
$26.70
$28.80
$30.90
$35.10
$37.80
$39.90
$42.30
$45.30
$48.00
$50.70
$54.60
$59.10
$63.90
$73.50
$80.40
$87.00
$93.60
$109.80
$117.90
$131.10
$142.50
$154.20
$167.70
$183.90
$203.70
$224.70
$248.10
$282.00
$314.70
$353.70
$390.00
$430.80
$473.10
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.00
$24.60
$25.20
$26.40
$27.00
$28.20
$29.40
$30.00
$31.20
$32.40
$34.20
$37.80
$39.60
$41.40
$43.20
$45.60
$48.00
$49.80
$53.40
$57.60
$61.80
$70.20
$75.60
$79.80
$84.60
$90.60
$96.00
$101.40
$109.20
$118.20
$127.80
$147.00
$160.80
$174.00
$187.20
$219.60
$235.80
$262.20
$285.00
$308.40
$335.40
$367.80
$407.40
$449.40
$496.20
$564.00
$629.40
$707.40
$780.00
$861.60
$946.20
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Simple Inflation
|
Not Included
|
|
5% Compound Inflation
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$31.80
$33.00
$34.20
$35.40
$36.60
$37.80
$39.60
$41.40
$43.20
$45.00
$46.80
$52.20
$54.60
$57.00
$60.00
$63.00
$66.60
$69.60
$74.40
$80.40
$85.80
$97.20
$103.80
$109.20
$115.20
$122.40
$129.00
$136.20
$145.80
$156.60
$168.60
$193.80
$211.20
$227.40
$244.80
$286.80
$306.00
$339.60
$367.80
$396.60
$430.20
$471.00
$521.40
$574.80
$634.20
$720.60
$803.40
$901.20
$992.40
$1,094.40
$1,198.80
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov